J&K Bank's InstaPay  service enables you to make secure payments from the comfort of your home or office. To use the J&K Bank's Online Utility Bill Payment Services, you need to be a J&K Bank's Internet Banking Customer.

In case you are not registered for J&K Bank's Internet Banking service Click here to register.

Process Simply select from the options below & click on "Submit". Provide correct payment details on the next page to complete the payment process.
Eligibility This facility is available to J&K Bank InstaPay customers. No registration is required.
Charges J&K Bank does not apply any charge for this service.

Type of Payment

Utility Payments
Prepaid Mobile
Postpaid Mobile
Device Booking
Insurance Premium
Gift Cards
Rent Payments


Transaction Inquiry : For Inquiry of the Transaction Raise Complaint : To Raise Complaints
Check Complaint Status : To Check Complaint Status Complaint History : To check the history of the Complaint Raised