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To make online payments safer, the Reserve Bank of India has made it mandatory, for all online transactions to have an additional level of authentication from August 1, 2009 onwards. For Visa/MasterCard credit/debit cards, the additional level of security is a password that you will have to enter after providing your credit/debit card details while making online recharges through Tata Sky.
You need to register with your issuing bank (i.e. ICICI Bank, HDFC Bank, SBI, HSBC etc) to obtain the Verified By Visa (VBV)/MasterCard SecureCode (MSC) password. If you are not registered with the issuing bank, then your Visa/MasterCard may be declined while making a payment through Tata Sky, from
August 1, 2009.
What is "Verified by VISA"/"MasterCard SecureCode" password?

VBV/MSC is a service that will let you create/use a personal password with your credit/debit card, giving you added assurance that only you can use your card to make purchases over the Internet.

It provides added assurance by authenticating the cardholder while using the Visa/MasterCard to make purchases online.

How does it work?
How do I get my VBV/MSC password?
Registering your Visa/MasterCard for VBV/MSC password is very easy. Just login to your bank’s website, register your card for VBV/MSC and choose your password. The registration process may differ from bank to bank. Incase you are not already registered, please register with your bank right away.
Use the links below to register with your issuing bank
ABN Amro Canara Bank ICICI Bank State Bank of India
Andhra Bank Citibank Indian Overseas Bank Syndicate Bank
Axis Bank Corporation Bank J&K Bank Union Bank
Bank of Baroda Deutsche Bank Karur Vysya Bank Vijaya Bank
Bank of India GE Countrywide Kotak Mahindra Bank
Bank of Rajasthan HDFC Bank Laxmi Bank Limited
Barclays HSBC Bank Standard Chartered Bank
I need more information on Verified by Visa/MasterCard SecureCode password!
You can visit the following website for detailed information.
For Visa : www.visa-asia.com/verified
For MasterCard : www.mastercard.com/securecode