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Frequently Asked Questions
Some of the most common questions that policyholders ask about online LIC premium payments are:

What are the types of LIC premiums I can pay electronically?
Can I pay the LIC premium electronically, irrespective of where the policy was purchased?
Do I need to contact LIC to begin electronic premium payments?
Can I cancel my registration request?
How do I know that the premium payment made by me towards my policy has been accepted by LIC? Do I get a receipt? Is it valid for my taxation benefits?
How much time do I have for payment of my LIC premium?
Is there any difference between my physical premium notice and the electronic data?
What is the Policy Number?
When will I receive my premium information after I register?
What is the timing of receipt of the electronic data?
How often does LIC raise the premiums?
Can I pay someone else's LIC premium?
Does LIC accept payments after the due date?
Do I need to contact LIC for using the service?
Do I have to pay the entire premium amount?
What are the consequences of not paying a premium that is presented to me?

More questions? Please see our FAQs or contact us at support@billdesk.com.

You could also talk to our customer service representatives at:

  • Mumbai - 56920001
  • Delhi - 26287125
  • Pune - 4017272
  • Ahmedabad - 6579791
  • Bangalore - 5585557
  • Chennai - 52105566
  • Kolkata - 2428216
  • Hyderabad - 55335135
  • Chandigarh - 378837
  • Bhopal - 5250000


What are the types of LIC premiums I can pay electronically?

LIC accepts electronic payments only for those policies whose premiums are payable on a quarterly, half-yearly or yearly basis

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Can I pay the LIC premium electronically, irrespective of where the policy was purchased?

A customer can make electronic premium payments for LIC policies that are purchased in cities covered by LIC’s “Wide Area Network” and LIC’s “Metro Area Network”. Additionally, the premiums should be payable on a quarterly, half-yearly or yearly basis. A customer cannot make electronic payments against monthly premium policies.

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Do I need to contact LIC to begin electronic premium payments?

No, you do not need to contact LIC for making electronic payments against your LIC policy. To register for making electronic premium payments